Biblical Stewardship Resource Library

A Ministry of Taylor University

Investing with Biblical Integrity (PTS 700)

The Biblical Responsible Investment Movement

Does God care how we invest His resources? This is a profound question that few Christian advisors consider. But as stewards of His resources, it is a question that we should be compelled to ask and to answer. In this course, you will see the biblical basis for this approach and how you can incorporate it with no reduction in total investment return.

Presenter: Mark A. Minnella, CFS, CFCA, CKA

Mark Minnella is the founder and President of Integrity Investors, L.L.C., a company established to evaluate and design portfolios for discerning individuals, specializing in portfolio strategies that allow individuals to invest with integrity, aligning their investments with their individual values, principles, and Biblical Beliefs.

As a co-founder of the National Association of Christian Financial Consultants, Inc. Mark designed the first faith-based professional designation program, Christian Financial Consultant and Advisor (CFCA), in the industry. Mark served on the Board of Directors for Timothy Plan Mutual Funds, adding his guidance to the growth of the first Mutual Fund Family to screen for Biblical Values. As a host of the “More than Money” radio show, Mark has been the voice of Biblically Responsible Investing on Christian Radio for over 15 years.

Video

Handout

Coming Soon!

Case Study #4: The Murphy Family (PCS 400)

Greatness, Growth, Governance, Generosity

The process in this study creates Intentional Transformation for families and businesses by guiding them to discover the greatness, growth, governance and generosity in their story that will impact today, tomorrow and eternity.

The Murphy family had a business they were planning to sell.
They were in their 60s with five adult children.

Original Financial Situation:

  • The Murphy’s were in their mid 60s and had five adult children.
  • They had built a business and were planning to transition out of the business.
  • A few children were involved in the business, but none of their children wanted to run the business long-term.
  • They provided each of their children a small percentage of ownership in the business.
  • They were unsure how to best structure the sale of the business to benefit their family and minimize taxes.
  • They wanted to provide an additional lifetime inheritance for their children and grandchildren but were not sure where to start.

Original Family Impact:

  • Although the Murphy’s felt they had passed on “good values” to their children, they were not clear and there was nothing specific unifying the family toward a common purpose.
  • All of their children had married, and the family wanted to find a way to bring the in-laws into planning conversations but had no framework on where to start.
  • Some of their children were involved in the family’s business and others were not. A potential business sale was straining the family’s dynamic.
  • There was a desire to be more generous but little clarity around how the family could make an impact together.
  • The Murphy’s desired to have more feedback from their children on their plans but had not established an avenue to facilitate these conversations.

Video

Handout

Case Study #4: The Murphy Family (PCS 400)

Case Study #3: The Patterson Family (PCS 300)

Greatness, Growth, Governance, Generosity

The process in this study creates Intentional Transformation for families and businesses by guiding them to discover the greatness, growth, governance and generosity in their story that will impact today, tomorrow and eternity.

The Patterson family owned a rapidly growing business.
They were a couple in their 40s with two children in their early teens.

Original Financial Situation:

  • The couple had basic legal documents that provide their children their entire estate at death.
  • They did not have any plans for a lifetime inheritance.
  • They owned a business that was growing rapidly and were considering exiting the business within the next five to 10 years.
  • They had a two business loans and a mortgage totaling 12 percent of their assets.

Original Family Impact:

  • Although the Patterson’s had good values, they weren‘t sure how to intentionally pass them on to their children.
  • There was nothing specific that could unify the family toward a common purpose.
  • There was a desire to be more generous but little clarity around the impact the family could make and how to do it together.
  • The Patterson’s desired to have more feedback from their children on their plans but were unclear on how to facilitate these conversations.

Video

Handout

Case Study: #3 The Patterson Family (PCS 300)

Psalm 37:25

THE OUTWARD LIFE OF A STEWARD
Dependence

I have been young and now I am old, Yet I have not seen the righteous forsaken Or his descendants begging bread.

David encourages the poor in Psalm 37:25 when he says, I have been young and now I am old, Yet I have not seen the righteous forsaken Or his descendants begging bread (NASB1995). Here’s a question, “Would you trust God more if He provided you with substantial surplus resources, or if He left you not knowing where your next meal is coming from?” You might think the person who has received an abundance would trust God the more, but often these believers have more trouble trusting in God because they have inadvertently placed their trust in their provisions instead of in their Provider. People with an abundance must ask, “Am I going to trust in God or in my stuff?” One without an abundance can only ask, “Am I going to trust in God?” Where is your trust? Think about it.

Proverbs 11:28

THE INWARD LIFE OF A STEWARD
Viewing & Handling Possessions

He who trusts in his riches will fall.

Too often, we look at what we have accumulated and find a certain level of security in it. Our fallen natures earnestly want to trust in what we can get our hands on — so we save, invest, and accumulate! But Solomon understood the pure folly of this thinking and wisely shared in Proverbs 11:28, He who trusts in his riches will fall (NASB1995). Whenever we put our trust in the provisions instead of the Provider, we are heading into dangerous territory. If you do not believe you struggle with misplaced trust, would you be willing to pray this prayer? “Lord, take anything and everything in my life away from me if it is getting in the way of me wholly trusting in You and You alone.” Think about it.

Psalm 49: 16-17

THE INWARD LIFE OF A STEWARD
Viewing & Handling Possessions

Do not be overawed when others grow rich, when the splendor of their houses increases; for they will take nothing with them when they die, their splendor will not descend with them.

Materialism is alive and well in America. Nothing makes a person more impressive to others than an abundance of riches. Psalm 49:16-17, however, offers us a sobering reminder of the folly of being wowed by wealth. It says, Do not be overawed when others grow rich, when the splendor of their houses increases; for they will take nothing with them when they die, their splendor will not descend with them (NIV). We all exit this life the same way we arrived — with nothing. No matter how much someone accumulates on earth, we all end up with the same balance sheet the day after we finish this life. How can you avoid this overly-impressed-with-wealth temptation? Focus your mind on living in eternity and not this present life. Think about it.

Luke 18:24-25

THE INWARD LIFE OF A STEWARD
Viewing and Handling Possessions

How hard it is for those who are wealthy to enter the kingdom of God! For it is easier for a camel to go through the eye of a needle than for a rich man to enter the kingdom of God.

Jesus tells us in Luke 18:24-25, How hard it is for those who are wealthy to enter the kingdom of God! For it is easier for a camel to go through the eye of a needle than for a rich man to enter the kingdom of God (NASB1995). Why is it so hard for those with a surplus to find the Lord? It is not what a man does with his wealth that keeps him from the Lord, it is what his wealth does to him. When you possess abundant surplus, you will put your trust in your provisions and not in the Provider. And you don’t have to be very affluent for this deception to take hold in your life. It’s okay to have possessions, just don’t let your possessions have you. Think about it.

Matthew 19:21

THE INWARD LIFE OF A STEWARD
Viewing and Handling Possessions

If you want to be perfect, go, sell your possessions and give to the poor, and you will have treasure in heaven. Then come, follow me.

Jesus encountered a rich, young ruler who was seeking eternal life. In Matthew 19:21, Jesus gives him his final directive by saying, If you want to be perfect, go, sell your possessions and give to the poor, and you will have treasure in heaven. Then come, follow me (NIV). Notice, Jesus did not ask the young man to give up his possessions forever; He simply told him to send them on ahead, to enjoy later — you will have treasure in heaven. Jesus makes it clear that we need to focus on spiritual matters right now, and the burden of managing your wealth can get in the way of this. Unfortunately, the ruler was unwilling to send his assets on ahead. As a result, he missed an opportunity to walk with Jesus. Has that ever happened to you? Think about it.

Matthew 16:26

THE INWARD LIFE OF A STEWARD
Viewing and Handling Possessions

For what will it profit a man if he gains the whole world and forfeits his soul? Or what will a man give in exchange for his soul?

We all have read Matthew 16:26 which says, For what will it profit a man if he gains the whole world and forfeits his soul? Or what will a man give in exchange for his soul (NASB1995)? We might think how foolish someone would have to be to put material things ahead of a saving relationship with God. But, I have, on occasion, examined my own personal affection for acquiring material things, coupled with my unwillingness to use them to serve and bless others and to advance His Kingdom, and I am not so sure that there isn’t something in me that loves the things of this world more than I love the One who created it. I wonder, in your more honest moments, might this be a bit true of you too? Think about it.

Matthew 26:16

THE INWARD LIFE OF A STEWARD
Viewing and Handling Possessions

He began looking for a good opportunity to betray Jesus.

One of the saddest stories in the entire Bible is Judas’ betrayal of Jesus. Judas’ fallen nature got the best of him and right after Judas left the Passover meal with Jesus and the disciples Matthew 26:16 tells us, He began looking for a good opportunity to betray Jesus (NASB1995). We simply cannot fathom what twisted reasoning Judas must have concocted to conclude that he would be better served by trading his relationship with the Master for a pocket full of silver coins. But here is a sobering question each of us needs to ask, “Could this same kind of warped thinking also be living in me? Have I ever betrayed Jesus for money?” Maybe, just maybe, there is a lot more of Judas in each of us than we would ever like to admit. Think about it.